Tag: tractors

3 questions to ask before lending farm & ag equipment to neighbors

3 questions to ask before lending farm & ag equipment to neighbors


The following information is provided by Nationwide®, the #1 farm and ranch insurer in the U.S.*

When her husband Mike passed away in 2020, Jolene Palmer was faced with the task of harvesting the Fairfax, Minnesota, farm family’s corn crop —but she wasn’t alone.

Neighboring farmers eagerly volunteered their time and equipment —58 people, 12 combines, 12 grain carts and 28 semis, to be exact —to help her get the crop in the bin.

“In a total of 15 hours, they harvested 1,100 acres. It really was a true effort,” Palmer said.“It went so smoothly. It was just a huge accomplishment and it really made everybody feel good.”Farmers are well known for helping each other in times of need. Lending equipment or a helping hand to neighbors often takes place without a second thought. But like anything in farming, it’s crucial to do proper planning –weighing any safety, liability and insurance considerations.

Before lending farm & ag equipment, consider this scenario

Say your neighbor rolls over your lent tractor, which is one of the most common accidents in farming. Could you be liable for injuries? Will damages to the tractor be covered under your insurance policy?

Change your production systems

Nationwide’s AVP of Risk Management, Jason Berkland, recommends farmers stop and ask themselves three important questions before lending equipment to assist neighbors, including: 

  1. Does my policy extend coverage for rented or lent equipment? Before donating equipment or machinery to help out, confirm any coverage for that equipment with your farm insurance agent.
  2. Is the piece of equipment in good working order? Make sure any machinery or equipment you are lending is well-maintained. That includes having all safety equipment like guards or locks installed and in working order. For additional information on mobile equipment safety, consider our mobile equipment safety training program.
  3. Does the person borrowing the equipment have the experience and ability to run the equipment safely? Confirm who will be operating the equipment and that they have the necessary experience. Also conduct a walk-around together to point out safety features, worn parts and areas to watch while using the equipment. 

Change your production systems

As the #1 farm insurer in the U.S.1, Nationwide has been helping farmers in need for nearly a century –so we get it. We just want to make sure that when farmers help other farmers, safeguards are in place to help protect those involved.

Contact your local Nationwide Farm Certified agent to learn more about the risks of lending farm equipment and to confirm you have the proper coverage. This way, you can be confident in helping your neighbors.

*A.M. Best Market Share Report 2020. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2021 Nationwide

Farm safety and volunteer firefighting with Dan Neenan

Farm safety and volunteer firefighting with Dan Neenan

The following information is provided by Nationwide®, the #1 farm and ranch insurer in the U.S.*

Dan Neenan became a volunteer firefighter in 1991 and quickly saw something that would become a huge part of his career. First responders in small towns like his often didn’t have the training and equipment they needed to save lives on the farm.

So he set out to change that. Now more than 30 years later, Neenan is a paramedic specialist and firefighter II with the Epworth and Centralia/Peosta, Iowa, fire departments. He’s also the director of the National Educational Center for Ag Safety (NECAS). And through a close partnership with Nationwide, he’s been able to deliver what he saw lacking when he first started fighting fires and saving lives.

“There are very few responders available for a fire, medical or agricultural emergency that can happen in and around our rural communities,” said Neenan, who joined the NECAS staff in 2000. “We started by developing safety and rescue programs that are agriculturally based.”

Hands-on training for firefighters and farmers

A huge part of Neenan’s work at NECAS is providing training for rural firefighters and farmers. Much of his instruction is hands-on and involves simulating some of the most hazardous working conditions and settings on and around farms like:

  • Tractor rollovers
  • Combine augers
  • Grain bins
  • Confined manure storage

“We develop hands-on training programs. Farmers and firefighters are alike in that they don’t want to sit and listen to somebody talk for 8 hours,” Neenan said. “They want to go out and get their hands dirty. And do something. 

What Neenan’s work means to farm communities

In the almost 20 years since beginning these programs and simulators, Neenan said it’s not always easy to gauge his success. But with around 10,000 first responders having completed training, it’s clear he’s leading a team that’s making a big difference. And saving lives.

“From the safety side, it’s really hard to count an incident that didn’t happen,” he said. “From the rescue side, it’s a different story. Thirty-two departments have completed our grain bin safety training and have gone on to rescue someone in a bin.”

Neenan has led lifesaving efforts. But he’s quick to point out he’s no hero. To him, he’s just one member of a larger team — including Nationwide — who has made a lifesaving difference in farm towns around the country.

Success takes a team effort

The team aspect of the NECAS work Neenan leads is the biggest reason for its success. It’s not unlike what makes rural firefighters so good at what they do.

“If you look at the partnership we have with Nationwide and all the partners who have come together to donate or help make something like Grain Bin Safety Week happen, do I play a part in it? Yes. Am I the only reason? I don’t think so,” Neenan said. “It takes a team to do that. Just like a fire department.”

Visit AgInsightCenter.com for expert tips and information from Nationwide for your farm or ranch.

*A.M. Best Market Share Report 2021.
Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2022 Nationwide

Translate »