Crop Insurance
     We encourage the development of a protocol that would allow producers to establish a tax-deferred fund to self-insure against poor production years. ’07
     We oppose the late planting penalty due to wet soils. '03

Health Insurance & Medical Costs
     We recommend that state and federal governments consider appropriate measures to control skyrocketing medical costs. Every effort should be made to limit medical expense increases to the cost of living. Furthermore, we believe that health insurance expenses should be deductible as a business expense for self-employed individuals.’06
     We recommend that the Maryland State Legislature review the current mandated health insurance benefits and reduce these mandated benefits in an attempt to better manage health insurance costs. '05
     We support legislation that would place a limit on medical malpractice awards. We urge the Maryland legislature to address the issue of malpractice insurance to prevent further loss of quality health care. '04
     We urge the insurance commissioner to control public service sectors to prevent unreasonable increases in overhead costs that are charged to users.’06

Insurance Rates
     We oppose any effort of the insurance commissioner to seek uniform automobile rates throughout the state. We further urge the continuance of differential insurance rates based on experience ratings. ‘05
     We support actions to prevent termination of policies by the insurance industry as a result of claims that are considered “Act of God” incidents. '03
     We urge the General Assembly to conduct a legislative review of all insurance costs in Maryland. '02

Liability Insurance
     We support legislation that would place a limit on punitive liability awards. ’06
Maryland should pass a law limiting liability on agri-tourism sites to allow more farmers to afford the expensive insurance needed to bring the public onto their farms. ’06